Millions, billions, trillions of data points

The most comprehensive data repository on small business financial performance in the world. Our platform has direct connections into 10,000+ data sources on small business in over 150 countries worldwide.

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Some of the data sources we are integrated with

Some of the data sources we are integrated with...

  • All major core banking platforms worldwide
  • All major cloud accounting software packages
  • Accounting CSV & text data
  • Manual accounting data
  • Banking data
  • Macro-economic data
  • Regional-economic data
  • Local-economic data
  • Equity market data
  • Bond/Debt market data
  • Commodity market data
  • Commercial real estate data
  • Residential real estate data
  • Weather data
  • Other environmental data
  • Fiber & other 1Gb data
  • 2G, 3G, 4G, 5G data
  • Energy data
  • Water data
  • Sewage & waste data
  • Roads data
  • Ports data
  • Health data
  • Education data
  • Agriculture data
  • Credit data
  • Rating agencies data
  • Taxes & revenue peer data
  • Taxes & revenue business data
  • Taxes & revenue owner/applicant
  • Business demographic data
  • Census & demographics data
  • Crime data
  • Trade association data
  • University forecasts data
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Credit scoring

Uplinq's score is derived from 17 underlying sub-scores to provide lenders with an actionable score that attenuates based on the SMB and lender's use case. 

These sub-scores are created across 4 dimensions: 

1. Environmental & External
Supply / demand / production / infrastructure & other external factors that impact an SMB based on their geography, business & industry type.

2. Business Specific
Business financials; historical data; liquidity position; strength of business assets; labour & supply dynamics and growth/loss rates.

3. Business Principal/Owner Specific
Business principal's financials, past history & other factors. Emphasis on identity coalescence…an important factor in managing default risk from an intention to pay perspective.

4. Institutional & Compliance
Score development around multi-sourced data congruence including, inclusion & compliance screening to predict alignment with regulatory requirements. 

End result is a powerful and highly predictive score with unparalleled accuracy to get to the most precise credit risk assessment on SMB loan applications.

Accurate recommendations & insights at your fingertips
Safe & compliant

Safe & compliant

Trust is at the cornerstone of our commitment to our clients and that’s why data security & data privacy are at the core of our company's focus.

Working towards both SOC 2 & ISO 27001 certification standards and ensuring that all data privacy regulations like CCPA & GDPR are complied with.

Our infrastructure is on AWS and is highly scalable, and built from the ground up for security & velocity.

How to integrate

  • APIs - Build your own front-end SMB experiences on top of our APIs.
  • Embeddable views - Get up and running according to your schedule. Made by developers, for developers.
How to integrate

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