Mike Dean is the Former President, Experian Consumer Services. He writes about how he'd like to update and overhaul long-standing, inefficient processes of credit lending, and how fintechs like Uplinq are developing solutions to support SMBs.

'Uplinq recently conducted a benchmark pilot test against Experian, who had developed a proprietary custom risk model for a mid-sized non-bank lender in the US. The results were impressive. Using only Experian’s data, Uplinq performed 2.5x better than Experian. Using all data available, Uplinq performed 8x better than Experian.'

Read the complete article published by Fintechly.com here.