Insights from senior executives in the banking and financial services industry from across the world, highlighting challenges in small business lending to minority and protected class segments. The white paper outlines potential solutions that can change the landscape and enable access to fair lending for small businesses, while helping lenders profitably manage risk.
It’s a safe bet that every financial institution aspires to the ideal of “fair and accessible” lending. Beyond the aspirations, however, are three questions that many banks and credit unions wrestle with:
Based on interviews with industry thought leaders and leading practitioners in financial institutions, this report addresses these questions, with a focus on small business lending. Additionally, to help financial institutions understand the importance of the issue, this research paper also addresses how all lenders can use new technologies and new data sources to profitably expand the scope of their efforts to traditionally underserved small business populations.
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